July marks the start of the new financial year in Australia. I know we don’t celebrate it with fireworks and a countdown to midnight but it’s still an event worth noting. It could be the time when you start thinking about your tax return (and hopefully getting a refund). Or it could be a time to reflect on the first half of the year that has now passed and acknowledging whether you’ve achieved your goals or not yet.
Some of you will look at the balance in your superannuation fund on the report that arrives in your inbox or your mailbox. This may be cause for concern.
Perhaps you had plans to retire at 60, but this is no longer looking likely?
Maybe you had planned to be further ahead with your mortgage repayments?
And what about that investment property you were going to buy?

Why property, why now?
Thousands of people of all ages and stages in their lives have decided that property is the best investment vehicle to build financial security. Investment property has the following advantages:
- It provides an income in the form of rents from your tenants.
- Banks will lend you 80% or 90% of the property’s value, which means you can use the power of leverage to make your own money work harder.
- You can claim the costs associated with investing in property against your other taxable income.
- You can touch property, drive past it – unlike shares, it’s value won’t halve overnight because of a crash.
- You can add value through development and renovation.
- Over the medium to long term, it will increase in value and only 50% of any capital gains will be taxed at your personal tax rate.
They say that the best time to start investing was yesterday and the second-best time is today! So what are you waiting for?
What will having investment property mean to you?
When you finally take the first step on your journey to investing in property, you’ll probably start to dream a little, to have a vision of what life could be like in the future. Perhaps giving up your job (which has become a drudge) will appeal to you? You might have a goal to start your own business doing something more aligned with your own interests?
Maybe you are keen to retire and travel – to tick off those destinations on your bucket list. Or it could be that you just want to help out your family more.
What’s holding you back?
I’ve helped hundreds of clients over the years to achieve their financial and life goals through investing in property and enjoying the security that this brings. I have possibly heard all the excuses out there that hold people back: too busy; don’t have the energy for it; confused by all the information out there; don’t know where to start; not in a position financially to start investing; what if I get it wrong?
When I work through these roadblocks with them, we find that they are just hurdles that we can go around or jump over and there’s nothing really stopping them at all.
So this new financial year, make a new year’s resolution to get your finances in order. Contact us – we can help – and set out on your property investment journey.